The category, not a second DSCR site.
This hub explains alternative / business-purpose financing at a high level. Deep DSCR notes and the calculator live on the DSCR spoke.
What this desk is
A brokerage hub for alternative financing on investment property and commercial real estate. Business Purpose Loans only — No Owner Occupied.
What we arrange
DSCR, Hard Money, Fix and Flip, Rehab Loans, Bridge Loans, Commercial Loans, Short-Term Rentals, Land Financing. Same desk. Different structure.
What we are not
Not a lender. Not a consumer mortgage shop. Not a form that pretends to be an approval.
Kept here for existing links. The live spoke is dscr.broker.
What is DSCR?
Lender DSCR is rent ÷ PITIA. How the ratio is used, what it is not, and how it differs from investor cash flow.
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DSCR vs. conventional
When the asset carries the file, when conventional or bank-statement still fits, and what changes on occupancy and income.
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Typical requirements
Occupancy, entity, reserves, property types, credit and experience — a working list, not a program matrix.
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Short-term rentals
Airbnb and mid-term rentals on a DSCR file: income method, local rules, and how to run the worksheet.
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LLC and entity title
Closing in an LLC: vesting, operating agreements, EIN, and the mismatches that stall a file.
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FAQ
Direct answers and common objections. Broker, not a lender. Business-purpose only.
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Book a 30-minute strategy call
Bring the address, the use, and the hold or exit. We arrange investor and commercial financing. We do not fund the loan.