Your buyer or seller is an investor. Run the deal. Send them to the desk.
When the occupancy is non-owner-occupied and the use is business-purpose, we desk the file and broker it. You stay the realtor. We are not the lender. Nothing here is a pre-approval or a rate.
Broker, not a lender. Business-purpose / non-owner-occupied only.
Print this one-pager — when to send the file. One screen. Print or save as PDF.
Print this one-pager
When to send the file, what we need to look, calculator and call/text links. One screen you can print or forward.
Why send the investor here
Ungated DSCR calculator
They run the worksheet and get a shareable report URL. No form wall. Same formula as /calculator — rent ÷ PITIA. The calculator is orientation, not a lead form.
A 30-minute strategy call
That is the conversion. Call, text, book a strategy call, or leave a number on the form. We package and broker the file. We do not fund the loan or issue a credit decision.
You stay the realtor
We desk the investor file. You keep the listing or the buyer. We do not take the relationship.
Send them. We desk. You keep the relationship.
01
Send the investor
Point them at the calculator or have them call, text, or book. Address, rents, PITIA, entity, and how they intend to hold it.
02
We desk the file
We map the asset against business-purpose programs we can broker. Gaps get named. No theater.
03
You keep the relationship
They remain your client. We stay the desk. Structure and the next document pull if the deal is worth running.
Share the worksheet. Then book or call.
Same ungated calculator the investor can run. Share a report URL. When the deal is worth thirty minutes, book a call or leave a number.
Lender DSCR = Gross Monthly Rent ÷ Monthly PITIA (or ITIA if IO)
Same worksheet as /calculator. Math is not forked. Not a credit decision.
Book a 30-minute strategy call
Bring the address, the rent story, and the hold plan. We desk investor loans. We do not fund them. You stay the realtor.